Finance Tracker is a free personal finance and money-management app that brings your expenses, income, investments, budgets and analytics into one simple place — then grades your month with the Financial Allocation Meter (FAM).
Expense & income tracking
Record every expense, income and transfer across multiple accounts. Categorise spending, tag merchants, and see exactly where your money goes each month.
Investment & net worth tracking
Track investment accounts, holdings and portfolio value. Watch your net worth trend over time as your assets grow and liabilities shrink.
Budgets & financial goals
Set monthly budgets by category and long-term financial goals. Get reminders before recurring bills and investments are due.
Financial Allocation Meter (FAM)
A single monthly grade — Excellent, Good or Poor — comparing what you actually spent, saved and invested against your own targets.
Analytics & insights
Interactive donut charts, savings-rate trends, category and merchant breakdowns, and planned-vs-actual reports for every month.
Accounts & balances
Manage bank, wallet and investment accounts in one dashboard. See balances, opening dates and net worth at a glance.
Smart reminders
Never miss a bill or SIP again. Configurable reminders for recurring expenses, investments and budget overspend alerts.
Private & secure
Your financial data stays yours. Secure sign-in with security questions for account recovery, and no ads or data selling.